This afternoon, he entered the La Caixa's electronic banking, I see a promotion for which you provide in a IPad Caixa exchange for entering into a term deposit.
Well, I say, because who knows if it's interesting. Although never far gifts offered by banks and customers interested in anything at all. I think it is always a real scam.
Let's see here. The conditions are:
words, we offer a 16 GB 3G Ipad for a fixed period from 18,000 to 18 months. Consider what interest rate the market offers term deposits. On this date (November 2010) is not difficult to find time deposits to 4% for similar periods. Let
calculation: 18.000 * 4% * 1.5 = 1,080 euros (multiplied by 1.5 and 18 months is one and a half).
words, we "sell" the IPAD by 1,080 euros.
And how it's currently 16 GB 3G iPad? For
internet tracking a minute give me a store that offers a 629 euros (and surely you can find cheaper).
So I am losing 451 euros for using the promotion of La Caixa.
So again this promotion does not matter at all to customers. Worth more to a fixed term normal (get paid with money and not with gifts) and buy the iPad.
While the gift you give it to hire the imposition supposed to pay 451 euros a premium of 71% of the value of "gifts."
Everyone can draw their own conclusions.
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